Smart Home Device Coverage in California

What We Offer

Smart Home Device Coverage

Protect Your Tech-Savvy Home with Confidence In today’s modern age, homes are smarter than ever—equipped with devices that offer convenience, safety, and energy efficiency. But are your smart home systems covered in the event of damage, malfunction, or theft? We understand that your home isn't just four walls—it's an interconnected hub of smart devices, from security cameras and thermostats to voice assistants and smart locks. That’s why we offer Smart Home Device Coverage as part of our comprehensive homeowners’ protection plans.

Homeowners Insurance

Why Smart Home Coverage Matters

Smart technology can be expensive to replace and complex to repair. Whether you’re concerned about accidental damage, power surges, or even cyber vulnerabilities, specialized coverage ensures you’re not left in the dark when your smart systems fail.

Commonly Covered Smart Devices:

Smart thermostats (e.g., Nest, Ecobee)
Smart lighting systems
Smart doorbells and cameras (e.g., Ring)
Home security and alarm systems
Smart locks
Home automation hubs (Google Home, Amazon Echo, etc.)
Wi-Fi-connected appliances

While many assume these are protected under traditional Homeowner insurance, that’s not always the case. Our tailored Smart Home Device Coverage ensures these vital tools are covered in ways general policies might overlook.