Whether you're renting an apartment, condo, or house, your personal belongings deserve the same protection as any homeowner’s. We provide Personal Renters Insurance that safeguards your possessions from theft, fire, vandalism, and more — giving you peace of mind, no matter where you live.
Many renters mistakenly assume that their landlord’s insurance will cover their personal belongings — but that’s rarely the case. Landlord insurance usually only covers the building itself, not what’s inside your home. That’s where Personal Renters Insurance steps in.
With our tailored policies, you’re covered for:
Loss or damage of personal property (furniture, electronics, clothing, etc.)
Temporary living expenses if your rental becomes uninhabitable
Personal liability coverage for accidents that happen in your unit
Medical payments to others for injuries sustained on your property
No two renters are alike — and neither are their needs. Whether you’re a college student, a family living in a rental home, or a retiree enjoying a city condo, Western Insurance has the right plan for you.
We also offer multi-policy discounts when bundling with Homeowner insurance or General Liability insurance for landlords, small businesses, or self-employed professionals.
Visit our main website to explore all available options and speak with a licensed agent today.
| Coverage Type | What It Means |
|---|
| Personal Property | Replaces belongings due to theft, fire, or other covered events |
| Liability Protection | Covers legal expenses and damages if you're found liable |
| Loss of Use | Pays for hotels and meals if your rental is unlivable |
| Medical Payments | Covers medical bills if someone is injured in your rental |
| Optional Add-ons | Jewelry, electronics, high-value collectibles, and more |
We provide trusted and affordable homeowners insurance tailored for California residents. Our goal is simple: to help you protect your home, belongings, and peace of mind with coverage that fits your life. With expert guidance and flexible options, we’re here to make insurance easy and reliable.
