What We Offer

Pet Liability Insurance in California

We understand your pets are family—but not everyone may share that sentiment when accidents happen. If your dog bites a neighbor or your cat causes injury to a guest, you could face serious financial and legal consequences. That’s why Pet Liability Insurance is a critical addition to your coverage as a responsible homeowner. Our Pet Liability Insurance policies offer peace of mind, helping cover medical bills, legal fees, and damages if your pet causes harm to others or damages someone else's property.

Homeowners Insurance

Why You Need Pet Liability Insurance

Even the friendliest pets can act unpredictably. Whether you own a large breed, an exotic animal, or just want to be extra cautious, liability insurance for pets ensures you’re covered when accidents happen. Some homeowner’s insurance policies may exclude certain breeds or animal-related incidents. That’s where we step in.

✔ Covers dog bites and injuries
✔ Covers property damage caused by pets
✔ Ideal for renters and homeowners alike
✔ Optional add-on or standalone coverage
✔ Protects against lawsuits and medical expenses

You can combine this coverage with your standard homeowner insurance to create a more robust safety net.

Coverage That Extends Beyond Your Front Door

Pet incidents don’t only happen at home. Whether you’re walking your dog, visiting a friend, or even at a pet-friendly café, our insurance keeps you covered. If you run a home-based pet business or volunteer at a shelter, ask about our general liability insurance options tailored for pet-related exposures.

Who Needs Pet Liability Insurance?

  • Homeowners with dogs, cats, or exotic pets

  • Renters whose landlords require proof of liability

  • Owners of breeds considered "high-risk" by other carriers

  • Pet sitters, trainers, and handlers

  • Anyone who wants to avoid costly legal troubles