
What We Offer
Ordinance or Law Coverage: Protecting Your Home Beyond the Basics
As a homeowner, having insurance isn’t just about covering your house against fire, theft, or weather-related damage—it’s also about ensuring that your property can be brought up to current codes in the event of a major loss. That’s where Ordinance or Law Coverage steps in. When your home needs repairs or rebuilding, local building codes may require upgrades that can be surprisingly costly. If your homeowner insurance doesn’t include this critical coverage, those expenses could fall directly on your shoulders. We help homeowners across California secure the right protections—custom-tailored to meet evolving legal and structural standards.