Protect Your Home from Unpredictable Earth Movements Living in California means breathtaking views, diverse landscapes — and unfortunately, a higher risk of natural disasters like landslides and mudslides. While many residents have homeowner insurance, most standard policies do not cover damage caused by ground movement. That's where Landslide & Mudslide Insurance comes in — offering essential protection that fills this critical gap.
From heavy rains and wildfires to shifting terrain, California homes face unique environmental hazards. A landslide or mudslide can wipe out not just your home’s structure but your entire foundation — leaving you with tens (or hundreds) of thousands of dollars in repairs. Standard policies typically exclude “earth movement” losses. Without the right coverage, you’re on your own.
Landslide & Mudslide Insurance is a specialized policy designed to protect your home and belongings from damages resulting from:
Soil movement due to storms or flooding
Debris flow caused by wildfires weakening slopes
Ground shifting and structural damage from erosion
Costly foundation repairs
Cleanup and debris removal
Our Landslide & Mudslide Insurance policy typically includes:
Structural damage to your home
Repair or replacement costs for affected areas
Detached structures like garages or sheds
Personal belongings (contents coverage)
Temporary housing or loss-of-use coverage
Cleanup and excavation costs
Every policy is customized based on your home’s location, slope risk, and construction type.
At Homeowners Insurance, we offer a full suite of policies to keep you protected from all angles. Consider bundling Landslide & Mudslide Insurance with:
Flood Insurance (especially for high rainfall areas)
Earthquake Insurance
General Liability Insurance for landlords and business property owners
Umbrella insurance for extended protection
Bundling may also help you qualify for multi-policy discounts.
We provide trusted and affordable homeowners insurance tailored for California residents. Our goal is simple: to help you protect your home, belongings, and peace of mind with coverage that fits your life. With expert guidance and flexible options, we’re here to make insurance easy and reliable.
