What We Offer

Invasion of Privacy Coverage

Protect Your Home and Peace of Mind In today’s world, privacy is more valuable than ever. Whether it’s a neighbor’s drone capturing images of your backyard, a smart device being hacked, or someone misusing your personal data, homeowners face unexpected exposures. That’s where Invasion of Privacy Coverage steps in—a critical, yet often overlooked component of comprehensive homeowner protection. We offer tailored solutions to shield you from legal liabilities related to privacy violations. Whether you're defending a lawsuit or filing a claim yourself, we help you stay protected.

Homeowners Insurance

What Is Invasion of Privacy Coverage?

Invasion of Privacy Coverage offers financial and legal protection when you’re accused of violating someone else’s privacy—or when your own privacy is compromised. This may include claims arising from:

  • Unauthorized surveillance

  • Public disclosure of personal facts

  • Misuse of likeness or identity

  • Data breaches via smart home systems

  • Social media incidents that result in legal action

As part of your broader homeowner insurance plan, this coverage offers peace of mind in a world where technology and personal boundaries often clash.

Why Do You Need It?

Even the most careful homeowners can unintentionally become involved in privacy disputes. A simple outdoor security camera could capture more than intended, or a guest could feel their privacy was violated inside your home. With the increasing use of smart devices, Wi-Fi networks, and home automation systems, digital intrusions are becoming a real threat.

Invasion of Privacy Coverage helps cover legal defense costs, settlements, and judgments—so you’re not paying out of pocket for claims you didn’t foresee.


Key Benefits

  • Legal Defense & Settlement: Covers attorney fees, court costs, and any settlements you may be obligated to pay.

  • Protection Against Modern Risks: Includes incidents involving smart technology and digital intrusions.

  • Coverage for Homeowners & Tenants: Available as part of various personal insurance bundles.

  • Support for Accusations & Victim Claims: Whether you’re facing a lawsuit or seeking justice, you’re protected.


Is This Coverage Part of Standard Home Insurance?

In most cases, standard homeowner insurance does not automatically include Invasion of Privacy Coverage. It can be added as an endorsement or included in umbrella policies. Our team at Western Insurance will walk you through what makes sense for your home, lifestyle, and level of risk.