What We Offer

Pest Infestation Insurance – Protect Your Home from the Unexpected

Unwanted guests like termites, rodents, or bedbugs can do more than just cause discomfort—they can result in significant structural damage, costly repairs, and even health concerns. That’s where Pest Infestation Insurance comes in. We understand that standard homeowner insurance doesn’t always cover pest-related damages. That’s why we offer specialized coverage options designed to give you peace of mind.

Homeowners Insurance

What Is Pest Infestation Insurance?

Pest Infestation Insurance is an optional coverage that can be added to your existing homeowners’ policy to help cover damage, extermination costs, and prevention services caused by insects or vermin, including:

  • Termites

  • Carpenter ants

  • Rodents (rats, mice, squirrels)

  • Cockroaches

  • Bedbugs

  • Wasps and bees (depending on policy type)

Why You Need Pest Coverage

While pest damage may seem minor at first, untreated infestations can:

  • Compromise your home’s foundation and walls

  • Lead to mold growth and water damage

  • Affect indoor air quality

  • Jeopardize your family’s health

Most traditional homeowner insurance plans do not cover this type of preventable damage. That’s why adding Pest Infestation Insurance is a smart move for long-term protection.


Coverage Highlights

Depending on your plan and needs, our pest infestation insurance can help with:

Extermination Costs – Professional pest control treatments
Repair Expenses – Rebuilding damaged structural elements
Infestation Prevention Services
Temporary Relocation – In case your home becomes uninhabitable
Legal Liability Support – If pest damage extends to neighboring properties (see general liability insurance)

Bundle and Save

Did you know that bundling pest coverage with your existing homeowner insurance or auto policies can result in significant discounts? We offer customizable insurance packages so you're covered—inside and out.