What We Offer

Robbery Insurance Coverage for Homeowners in California

Protect what matters most—before it’s too late. When your home is targeted in a robbery, the emotional impact can be just as devastating as the financial loss. At Western Insurance, we provide robbery insurance as part of our broader homeowner insurance policies to help you recover quickly and restore your peace of mind.

Homeowners Insurance

What is Robbery Insurance?

Robbery insurance offers financial protection in the event your personal belongings are stolen from your home due to a break-in, theft, or forced entry. It’s designed to cover the cost of replacing stolen items, repairing damages caused during the intrusion, and even temporary relocation if your home becomes uninhabitable due to the incident.

What’s Typically Covered?

While every policy varies depending on your needs and budget, our robbery coverage generally includes:

  • Stolen personal property (electronics, jewelry, cash, valuables, etc.)

  • Forced entry damages to doors, windows, locks, etc.

  • Temporary housing costs if your home is unsafe after a robbery

  • Vandalism or property damage during the incident

  • Optional high-value item endorsements for luxury or rare belongings


Why You Need Robbery Coverage in California

California neighborhoods can be targets for property crimes, particularly in high-density or affluent areas. Even gated communities aren’t immune. Our policies are designed for California residents, factoring in the unique regional risks and regulations. Western Insurance brings decades of expertise in protecting California homeowners with tailored policies.