What We Offer

Tiny Home Insurance: Big Protection for Small Spaces

Tiny homes are unique. From off-grid cabins to luxury container homes, they don’t fit neatly into traditional policy categories. Our tiny home coverage adapts to: Permanent foundation or mobile homes Owner-occupied or rental units Custom-built or pre-manufactured structures Solar, composting, or alternative energy setups With our comprehensive approach, you’re protected against risks like fire, theft, vandalism, liability claims, and natural disasters.

Homeowners Insurance

What’s Covered?

Your Tiny Home Insurance policy can include:

  • Dwelling Coverage: Protects your home’s structure from covered events.

  • Personal Property: Coverage for your belongings, furniture, electronics, and appliances.

  • Liability Protection: If someone is injured on your property or you’re held responsible for damages.

  • Loss of Use: Temporary housing if your tiny home becomes uninhabitable due to a covered claim.

  • Optional Add-ons:

    • Towing coverage for mobile units

    • Solar panel protection

    • Guest rental protection

    • Flood or earthquake insurance

Whether your home is on wheels or rooted in place, you’ll receive protection built for your lifestyle.

Affordable, Custom-Tailored Plans

We work closely with you to design a personalized policy that matches your home’s value, usage, and location. Our goal is to provide maximum protection without overpaying. And if you bundle your homeowner insurance or auto coverage, you may qualify for additional savings.

We also offer coverage extensions for tiny home communities, mobile setups, and rural locations where traditional providers fall short.

Ready to Get Started?

Whether you're living tiny to simplify life, reduce costs, or embrace a minimalist lifestyle, your home deserves reliable protection. Let Western Insurance guide you to a policy that fits your needs—no matter how small the square footage.

Contact us today for a free quote or consultation on your Tiny Home Insurance options.