What We Offer

Mold Remediation Coverage – Protection Against Hidden Threats in Your Home

Mold is more than just an eyesore—it’s a silent invader that can threaten your home’s structure and your family’s health. At Western Insurance, we understand how stressful it can be to discover mold damage in your home. That’s why we offer Mold Remediation Coverage as part of our comprehensive homeowner protection options.

Homeowners Insurance

What Is Mold Remediation Coverage?

Mold remediation coverage helps cover the cost of removing mold, repairing damage it caused, and addressing the underlying issues like leaks or water intrusion. Depending on the specifics of your homeowner insurance policy, coverage may include:

  • Inspection and testing

  • Professional mold removal services

  • Property restoration

  • Plumbing and roof repairs (if mold is a result of covered peril)

Whether mold is caused by a hidden pipe leak, storm damage, or sudden water overflow, your mold remediation coverage could be the safety net that saves you thousands in repair costs.

Why Mold Coverage Matters

Most standard home insurance policies do not cover mold damage unless it results from a sudden, accidental incident. That’s why adding mold remediation coverage is crucial—especially in high-humidity regions or older homes.

Left untreated, mold can:

  • Weaken your home’s foundation

  • Affect indoor air quality

  • Lead to respiratory issues

  • Lower your property value

Western Insurance offers affordable, customizable policies to safeguard your peace of mind.

Who Needs Mold Remediation Coverage?

Mold can affect any home, but certain situations increase the risk:

  • Homes with old plumbing

  • Properties in humid or rainy climates

  • Homes with past water damage

  • Vacation or rental homes that remain closed for long periods

If you’re not sure whether your current homeowner policy covers mold damage, we can review it for you at no cost.