What We Offer

Service Line Protection for Homeowners in California

We understand that your home is more than just a place—it's your investment, your safe space, and a source of comfort. But what happens when unseen issues underground threaten that security? That’s where Service Line Protection comes in. From water pipes to sewer lines and electrical wiring, your home depends on service lines running beneath your property. Damage to these lines can lead to unexpected and costly repairs that standard homeowner policies may not cover. That's why we offer specialized protection to fill that gap—so you're never left footing the entire bill.

Homeowners Insurance

What Is Service Line Protection?

Service Line Protection is a coverage option that protects you against damage to exterior underground utility lines on your property. These may include:

  • Water and sewer pipes

  • Gas lines

  • Electrical wiring

  • Communication lines

  • Drainage and HVAC piping

While traditional homeowner insurance policies often exclude this type of damage, Service Line Protection ensures you’re covered from unexpected repair expenses, excavation costs, and even landscaping restoration after a service line failure.

Why Add Service Line Coverage?

Imagine waking up to find a leak under your front yard. Excavation, pipe replacement, and yard restoration could cost thousands—and your standard policy might not help. With Service Line Protection added to your homeowners insurance, you’re covered for:

  • Wear and tear

  • Corrosion or rust

  • Tree root invasion

  • Mechanical breakdown

  • Accidental impact

  • Freezing and frost heave

This affordable add-on gives you peace of mind by covering things you never saw coming.

Who Needs Service Line Protection?

Any homeowner with underground utility connections can benefit from this coverage. Whether you own a single-family home or a rental property, Service Line Protection can prevent a minor disruption from turning into a financial headache.